ADHD Debt Payoff Spreadsheet | Debt Snowball Tracker, Debt Avalanche Calculator, Debt Free Chart, Google Sheets & Excel
- Instant Download: Get your planner now!
- Google Sheets & Excel: Works in both
- Become more organized and productive
Planner description
See your debt-free date, then watch it get closer. This debt payoff spreadsheet works out your payoff order, the month each debt is gone and the interest you will pay. It also colors in your progress as you go.
Pick Snowball (smallest balance first) or Avalanche (highest interest first), type how much extra you can pay each month, and everything recalculates. When a debt is paid off, its payment rolls over to the next one. Made with ADHD brains in mind: one debt to focus on, visible progress and small rewards along the way.
📅 What's inside
- Dashboard: total debt, paid off so far, paid this month, debt-free date and the one debt to focus on now
- Debt Payoff: up to 10 debts with balance, interest rate, minimum payment, payoff order, payoff month, interest and a progress bar
- Payoff Schedule: every month mapped out for up to 25 years, with each balance dropping to zero
- Payment Log: write down minimum payments, extra payments and windfalls (like a tax refund)
- Debt Free Chart: 100 squares, one for every 1% paid off, plus a row for each debt
- Milestone rewards: write a small reward next to each milestone, and it ticks off when you reach it
- Start Here: simple setup steps
✍️ Details
- Works in Google Sheets and Excel (also in the Google Sheets app on your phone)
- Snowball and avalanche methods, switch any time
- For credit cards, store cards, car loans, student loans, medical bills and personal loans
- Works with any currency
- Example numbers included, plus a blank copy
📦 You will receive
- ADHD-Debt-Payoff-Spreadsheet.xlsx (with example numbers)
- ADHD-Debt-Payoff-Spreadsheet-Blank.xlsx
✨ How to download
- Complete your purchase.
- Download the files from the order confirmation page or your email.
- Open them in Excel, or upload them to Google Drive and open them with Google Sheets.
💡 Please note
This is a digital product; no physical item will be shipped. This spreadsheet is a planning tool, not financial advice. For personal use only; please don't share or resell the files.
Reviews
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September 10, 2026
It was exactly as described.
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May 20, 2026
Really helped with our home school portfolios! Thanks!
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March 23, 2026
Great tool used for couples therapy!
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February 23, 2026
Enjoying this product. Great product.
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February 22, 2026
Perfect for what I needed for! Thank you!
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February 1, 2026
Works great for what I needed it for!
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January 20, 2026
quick and efficient lay out.
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January 17, 2026
I don't know how many more ways I can say that I love the products from this shop!
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January 2, 2026
So far so good! Well thought out. Simple and easy.
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December 6, 2025
Great organizational help when I'm doing a brain dump, or need to break down a big project!
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October 23, 2025
There are various planner pages; a lot of them are unique and practical. This bundle is a great deal! I'm glad I bought for the access of all current and future planner templates from this one purchase! The printables have a clean + simple aesthetic. And different / popular sizes! :D
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August 17, 2025
everything is fine, thank you very much…
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July 28, 2025
Really like the set up of this sheet and looking forward to using it for work. Easy to download and a great price.
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July 13, 2025
Item is as described, looks like it will be helpful. Easy to download and print. Thank you!
Purchased planner: Deep cleaning checklist to get...
Living with my ADHD has its ups and downs, But it taught me the importance of staying organised. Sure, focusing can be tough, but i’m all about finding tricks to make it easier.